We’ll be discussing how to pay for dental hygiene school. After reading through, you’ll have no problem settling the bills associated with oral hygiene school.
Dental hygiene is a profession that’s in high demand. You’ll get a payoff for your educational investment after graduation and getting certified.
As an expert in this field, you’ll perform several critical roles in public health. They include cleaning patients’ teeth, reviewing clients’ medical histories, taking X-rays, screening patients’ mouths, etc.
Financing Your Dental Hygiene Education
Pursuing a career in this field involves fulfilling specific education or training essentials.
In most cases, attending an oral hygiene school often takes considerable time, work, and money. Most interested candidates who aren’t financially buoyant often wonder how they can cover their expenses.
If you are one of them, this write-up is dedicated to you.
Cost of Finishing a Dental Hygiene Program
Before continuing our discussion, we’d like to review the typical cost of attending a dental hygienist school. This will help you make informed decisions regarding your finances.
Plus, you can make adequate plans in due time.
ADEA reports that an associate degree in this field costs around $22,692. You may pay up to $36,382 for undergrad studies and $30,421 for a master’s degree.
Besides tuition, additional expenses include books, dental hygiene tools, room and board, transport, uniforms, school supplies, and more.
The amount you’ll pay for your education depends on a few factors. Your program choice, institution, geographical location, and entry mode are among them.
You can check with your desired training facility for the amount you’ll spend.
Ways to Pay for a Dental Hygiene Program
Now that you’ve seen what it takes to finish an oral hygiene school, the next thing is to learn how to cover such expenses. Fortunately, several ways are open to cover the vast academic expenses.
They include seeking grants and scholarships, taking student loans, school payment plans, and tuition reimbursement programs. Allow us to review them individually.
One excellent way to pay for oral hygiene education is to seek scholarships and grants.
These financial aids can cover or reduce your schooling expenses without breaking the bank. They are provided by the government, private, or reputable NGOs.
Scholarships are free money that doesn’t have to be repaid.
This makes this financial aid the first option for academic funding. It’s awarded to candidates who satisfy specific eligibility criteria. These conditions differ from one scholarship to another.
However, most will demand applicants with severe financial needs and an excellent academic background.
Some scholarships you can explore are the ADEA/GlaxoSmithKline Consumer Healthcare Preventive Dentistry Scholarship, Crack the DAT Pre-Dental Scholarship and the Answer Endowment Scholarship.
The Maryland Graduate and Professional Scholarship Program, the AAIA Elizabeth and Sherman Asche Memorial Scholarship, etc., are some financial assistance you can explore.
You can also count on grants to cover your training in dental hygiene. These financial aids are typically awarded to candidates based on need rather than having an excellent academic background.
The federal, state, or local governments, corporations, and businesses sponsor them. Additional sponsors include trusts, foundations, and non-profit groups.
Some grants you can apply for are the federal Pell Grant, the federal Supplemental Educational Opportunity Grant, and the Illinois Dental Student Grant.
Others include the Ruth L. Kirsch Stein National Research Service Award Grant.
All these financial aids have varied amounts. You must meet certain conditions, including severe financial need, before receiving any of them.
School Payment Plans
This is another source of financial aid that can be used to pay for dental hygiene school.
Some dental hygienist colleges allow students to pay their tuition in installments or break up tuition payments over time. They aim to make the repayment more effortless and more manageable to fit within your budget.
Furthermore, you can set up a payment plan that fits your pocket best. There’s an option for annual, semesterly, or monthly payment plans.
School repayment plans do not charge interest. However, most parts will demand an enrollment fee of around $50 per installment.
Some schools offering payment plans include Marquette University, Boston University, and others.
Tuition Reimbursement Programs
If all efforts prove abortive, you can return to this financing option.
Various large-scale employers offer it as part of their incentive to promote employee education. It’s considered an ideal way to pursue higher education while working.
Some tuition reimbursement schemes you can explore include the Allied Health New Mexico Loan for Service Program, the Department of Veterans Affairs, and Pacific Dental Services.
There are better options to finance your education than taking out a student mortgage. It should be the last resort when paying for dental school.
Unlike scholarships and grants, you’ll be required to pay back the money within a specified period with interest. Such credit can be obtained from either the government or private lenders.
Student mortgages obtained from private businesses often come with high interest rates. However, they are more flexible than federal mortgages, and no forgiveness options exist.
You can take out as many private student loans from leaders.
Even so, federal loans come with many benefits. These include different payment options, lower payments, forbearance, and student loan forgiveness.
Before getting access to student loans, students must meet specific requirements, including having an excellent academic background.
Take From Your Savings
Similarly, paying for dental hygiene school from your savings is only an excellent option for some. It’s ideal for people with money in their savings accounts.
They can use it to settle their academic expenses while minimizing student debt. But before taking money from your reserve, certain factors must be considered.
Firstly, you’ll need to weigh the pros and cons of using the money for school instead of keeping it for emergencies or other expenses.
Secondly, consider reserving at least three to six months’ expenses toward an emergency fund. Once you can view these elements, you won’t rely on credit card debt when unexpected bills pop up.
Only some people are financially capable of paying for a dental hygiene school. This is true for students coming from low-income families or who are low-salary earners.
However, there are easy ways to pay for your education without worrying about your pocket.
As discussed above, you can seek scholarships, grants, payment plans, student loans, etc., to cover your schooling expenses.
But while you do that, ensure you weigh the pros and cons of each financing option at your disposal.