If you’re currently a stroke victim or have a family member or friend in such a condition, you’ll find this article a helpful resource. We’ll be discussing grants and financial assistance for stroke victims.
A few things underway include their eligibility criteria, grant worth, and how you can apply.
Financial Help for Stroke Victims
A stroke, also called a CVA or a cerebrovascular accident, can be a debilitating medical condition.
It’s often caused by damage to the brain from an interruption of its blood supply. When such events occur, it can lead to lifelong disabilities, emotional distress, and financial struggles.
Typical Cost of Addressing Stroke
Before we begin the main discussion, we’d like to brief you on the average cost of stroke recovery. This will prepare your mind for what to expect when faced with such conditions. Plus, it will help you determine which funding aid is ideal.
The actual cost of this medical condition depends on the accident’s severity. However, ischemic stroke is reported to have an estimated lifetime expense of $140,481.
This fee includes hospitalization, rehabilitation for the first year, and medication.
While true, certain factors can influence how much you’ll spend to recover from this illness. They include the type of hospital you visit, your location, additional care, and more.
Before embarking on such a mission, ensure you speak with your physician to know if there are low-cost options to cover your bills.
Free Money For Stroke Victims
The answer is yes. There’s much financial help available for people battling with this critical condition. These grants are more or less free money for stroke victims.
In other words, you’ll not be asked to pay back any funds given to you. The sponsors of this financial aid include the government, private businesses, NGOs, and other non-governmental firms.
Before receiving any funds from these providers, certain conditions must be met. Each grant has unique requirements, which you’ll need to investigate critically.
That way, you can tell which one is ideal for your needs. Finding federal or state government grants for stroke victims can be tricky. You will need to research thoroughly and send your request on time.
Let’s cut the chase and look at some financial help you can explore.
This government initiative is specifically designed to support people with disabilities financially. However, a stroke victim can equally seek financial help, among other benefits.
To qualify for their funding, you’ll need to meet certain conditions. One of them is a medical condition that’s expected to last for a minimum of 12 months or result in death.
You’ll also need to have payment records for social security taxes for a specified number of years. Plus, it satisfies all the criteria of the SSA definition of disability.
Applications can be done online, in person, or by mobile phone. But take note that the application process can be lengthy and tiring.
You’re advised to seek the assistance of a disability lawyer or advocate.
Like the scheme above, Medicaid is also a federal government initiative providing healthcare coverage to U.S. citizens.
They cover the bills for various medical services, such as hospitalization and doctor visits. Others include rehabilitation services, prescriptions of drugs, procedures, and more.
Stroke survivors can seek financial help from this program to regain their health. But such assistance is optional. Specific prerequisites must be fulfilled before receiving the grant.
Each state has its unique requirements. But most parts require applicants to be U.S. citizens or legal residents, come from an underserved community, have a low income, and more.
You can send a request via your phone, online, or in person at your local Medicaid office.
Stroke victims who are older adults or disabled will find this grant program an ideal option.
The scheme is government-initiated and intended to assist stroke victims above the age of 65, blind, or disabled. However, certain conditions must be fulfilled before receiving this award.
First, you must be a citizen of the U.S. or a legal resident. You must also have a low income or come from underserved communities.
Applications can be made via the Internet, by phone, or by visiting their office in person.
HRSA is another reputable grant you can depend on.
The program provides financial assistance to people and organizations working to improve underserved areas’ health and well-being.
Stroke victims can seek this free money to cover their treatment costs without breaking the bank.
Administration for Community Living (ACL) Grant Program
Still looking for where to get financial help to cover your medical bills? You can put your hopes on this grant scheme.
They provide findings to states and tribal agencies to offer support to family caregivers of older adults and people living with disabilities. Those struggling with stroke can also receive funding to foot their hospital bills.
Besides financial assistance, ACL offers other services. These include counseling, respite care, caregiver training, and education/training.
Are you a stroke survivor experiencing financial hardship? Don’t worry; this foundation provides free money for stroke victims facing financial difficulties.
You can explore this option to cover the cost of speech, occupational, and physical therapy. Besides monetary assistance, the foundation empowers victims during their recovery and rehab.
If you’re interested in this funding, you can take a step by fulfilling certain conditions. Firstly, you must show financial stability, be at least 21, and be a country resident.
You’ll also need to show that your health insurance benefits related to your therapy have run out.
Furthermore, interested candidates must provide a personal statement on why they need the grant. Last, you’ll need to present proof of diagnosis issued by a certified physician.
This private grant is designed to pay for partial scholarships for victims.
The grant has many benefits, including additional speech, occupational, and physical therapy. However, the target beneficiaries are those whose insurance reimbursements have been terminated.
Victims who don’t have enough financial resources to continue their treatment are also eligible to apply. Funds received from this foundation can reduce your family’s financial burden.
As stated earlier, there’s a lot of free money for stroke victims in the U.S. You can explore these options to cover all the expenses linked to your recovery process.
But before doing that, ensure you learn more about the grant type you choose. As you can see, each has its target beneficiary and essentials.