Are you interested in free grants for braces near you? Here is how to get help paying for braces.
Braces are commonly used for correcting dental issues like misalignment, amongst others. This improves overall aesthetics while boosting confidence.
If you want a dental procedure that involves the installation of braces, you might be interested in free braces for low-income adults.
Free Braces Programs Near Me
Are there grants for braces? Of course, there are! As you’ll learn shortly, financial assistance for braces comes in varying types.
As someone interested in this form of dental care and in need of financial aid, being attentive to the various funding options will help you achieve your objective.
How Much Does the Procedure Cost?
Also known as bracket bonding or placement, the installation of braces can be a costly procedure as this usually ranges between $3,000 and $10,000.
It’s essential to understand costs to appreciate better grants specifically aimed at covering the cost of the procedure.
You might wonder why the cost of bracket placement varies widely.
This is due to multiple factors, including the type of braces, the extent of treatment, payment plans, additional fees, where the orthodontist is located, and insurance.
Let’s take a look at each of these factors, shall we?
i. Type of Braces
The type of braces you choose will primarily determine the overall cost of the procedure.
That is because some braces are more expensive than others. Speaking of the types of braces, these include ceramic braces, standard metal braces, lingual braces, and Invisalign braces.
Standard braces are typically considered the least expensive, costing around $3,000 to $7,500.
Unlike other types of braces, ceramic braces are designed to be less noticeable, which makes them more expensive as they cost around $2,000 to $8,500.
Lingual braces are the most expensive, ranging from $5,000 to $13,000.
While they have similar functions to traditional braces, they’re primarily installed behind the teeth, thus making them less visible than others.
ii. Extent of Treatment
When it comes to the extent of treatment, this mostly has to do with time spent during treatment.
Most braces will need to be periodically adjusted. The more adjustments made, the more expensive the procedure becomes. Children tend to have cheaper methods than adults.
iii. Payment Plans
In situations where your insurance isn’t comprehensive enough to cover the total costs of the procedure, taking advantage of other discounted services becomes logical.
Payment plans are offered to help make braces more affordable. Orthodontists can help out with information on available payment plans.
iv. Additional Costs
It’s common for the cost of braces to shoot up due to the use of special equipment for the procedure.
This action may be necessary to help address any issues that may be observed. To avoid surprises, speaking with an orthodontist about your budget and needs will be a great start.
v. Where the Orthodontist is Located
It’s common to have variations in braces prices from one office to the next.
This is common in business; you can choose where to get your props. You can explore price variations by visiting multiple orthodontist offices for cost information.
Does insurance cover you? This is a crucial determinant of treatment costs as non-insured persons will have to foot the entire braces cost.
On the other hand, persons with insurance will have to determine the degree of coverage to have an idea of out-of-pocket expenses.
Free Braces Programs for Adults | 4 Low-Income Grants
This section will discuss how to get help with braces payments.
As stated earlier, there are multiple provisions for financial assistance for braces. Good examples include CHIP grants and Medicaid.
Other grant types include Smiles Change Lives, the Early Periodic Screening Diagnosis & Treatment (EPSDT) Program, and The Seton Hill University Orthodontic Clinic.
i. CHIP Grants
The Children’s Health Insurance Program (CHIP) offers grants covering various areas, including braces.
Typical areas covered by this program include prescriptions, routine checkups, emergency services, dental & vision care, laboratory & X-ray services, and inpatient and outpatient hospital care.
CHIP also covers immunizations and doctor visits. If your child is not yet enrolled, you can start the process by visiting the healthcare.gov website to create an account.
Also, you get to ask all the questions on the extent of coverage for grants for dental care. Some states may offer more range than others.
Medicaid grants for braces are available for both adults and children. However, coverage is determined by several factors.
For example, in adults, teeth repositioning required for treating conditions like handicapping malocclusions, sleep apnea, osteoporosis, and temporomandibular joint disorders will boost your chances of Medicaid coverage.
For children, Medicaid grants braces when diagnosed with dental conditions interfering with normal oral functioning.
Examples include severe jaw problems, cleft lip, impacted teeth, missing or extra teeth, overjet protrusions, severe underbites, etc.
iii. Smiles Change Lives
This is one of the grant-awarding bodies for braces. Smiles Change Lives was founded in 1997 and has helped over 20,000 families get quality dental care, including high-quality braces.
Smiles Change Lives primarily targets children in need of dental assistance like braces.
To qualify for this grant, you must be between 7 and 18 years of age, maintain good oral hygiene, shouldn’t be wearing braces presently, and have a moderate to severe need for braces.
What more? A family must meet the SCL financial guidelines and be ready to pay a $30 (US) application and $650 financial investment fees. Both are non-refundable.
iv. Early Periodic Screening Diagnosis & Treatment (EPSDT) Program
This is another grant alternative for braces you can apply to.
The Seton Hill University Orthodontic Clinic offers various dental care services funded through Seton Hill University. Low-income individuals and families are targeted for these grants.
To learn if you qualify for such, explore the requirements. Besides dental care, the EPSDT program covers screening, vision, hearing, diagnostic, treatment, and other vital health care services.
Dental Insurance for Braces
Are you still wondering how to pay for your braces?
Don’t worry; insurance companies offer partial or complete coverage for such oral care. You can also get coverage for tooth services such as cleanings, X-rays, fluoride treatment, fillings, implants, and more.
However, you’ll generally be required to pay a premium for coverage.
If you’re lucky, you can get one for free from your employer. The cost of buying insurance typically depends on your insurance provider, levels of coverage, and benefits.
General costs range from $47 for monthly comprehensive dental insurance coverage. Then, preventive care plans cost at least $26 per month.
Most dental insurance coverage in the country is linked to deductibles, coinsurance, and copays.
When we say deductible, we refer to the dollar amount you pay toward covered services before your provider starts paying for care.
Coinsurance means the percentage you and your insurance provider will pay for services when you exhaust your annual deductible.
Finally, copay entails what you pay at the time of the service at the hospital or dental office. The amount you’ll pay is typically around $20.
Help Paying for Braces
So far, we’ve focused on braces grants and identified great sources.
However, other ways exist to get financial help with your dental costs. Such include visiting public dental clinics, online fundraising, dental schools, charities, medical tourism, and dental financing.
These grants for braces discussed can go a long way in helping you cover a significant part of the expenses. Of course, you’ll need to check your eligibility and availability of the grant to get started.