What does IVF cost in Oregon? Well, we’ll respond to this question in our subsequent paragraphs. All you need to do is keep reading this post.

Besides outlining the price range, we’ll also list some factors that affect the treatment cost. Plus, how can you pay for this fertility procedure without breaking the bank?

IVF Cost in Oregon

Fertility treatment such as IVF calls for significant monetary investment. Based on reports, you’ll spend thousands of dollars to embark on such a mission.

For couples faced with infertility, this is one of their biggest concerns. Covering this treatment can be a massive challenge if you don’t have any tangible source of income.

  • Actual Cost of IVF in Oregon

When it comes to fertility treatments like IVF, the cost implications are always enormous. In this state, you’re more likely to spend $12,000 to $14,000 for one cycle of IVF.

If you need more cycles, then be prepared to spend more. While true, the exact cost of this fertility treatment depends on your needs, among other elements.

Oregon IVF Cost Breakdown

IVF treatment entails several procedures, each with its unique price tag.

For instance, medications may be necessary to facilitate your success or recovery. Although it depends on which drug is prescribed and how often you’ll take it, the cost ranges from $50 to $4,000.

Furthermore, being an egg donor is another aspect that calls for significant investment. You’re more likely to spend $8,000 for donor services if the donor is known. For anonymous donors, you can spend a little more.

But take note that the money includes screening and donor payments.

Now, PGS and PGD testing may be necessary during your IVF treatment. Although the price varies from one fertility clinic to the next, you can spend an average of $3,500.

For injectable hormones, the price is only sometimes included in the quoted cost at most clinics. But be prepared to pay $3,000 to $6,000 if necessary.

There are more areas where you’ll spend money on IVF other than the ones listed above. They include base fees, fertility assessment, semen analysis, monitoring appointments, egg retrieval, and more.

Important Note: The cost breakdown for IVF in Oregon depends on where you’re receiving the treatment. Before you embark on this mission, call your physician to ask about these additional fees.

Factors that Influence the Prices of IVF in Oregon

You must know several factors that influence the price of this fertility treatment in Oregon.

Among them are several cycles, medication, geographical location, type of clinic or physician, and more. Allow us to review these factors so you understand them better.

  • Number of Cycles

According to statistics, most IVF treatments are successful during the first cycle. However, it’s not 100% guaranteed that your procedure will be aced with just a trial.

In some cases, you’ll need multiple cycles before getting pregnant. The more cycles you have, the more money you’ll spend.

  • Medication 

You may need some medications during your IVF treatment. As stated earlier, it could be to increase your success rate or recovery. Medications for fertility treatment are typically expensive.

From the prices shown above, you can see that it calls for thousands of dollars. So, when budgeting for your treatment, be sure to consider factors.

  • Geographical Location

Where you live impacts how much you’ll spend on your IVF treatment.

According to reports, Oregon is among the most expensive states in the U.S.; the cost of living in this state is 6% higher than the national average.

This expensive cost of living extends to the health sector and affects fertility treatment. As stated above, you’ll spend at least $12,000 for one cycle of IVF.

  • Type of Clinic

Similarly, the clinic where you intend to conduct your fertility treatment can significantly influence the price. Remember, not every clinic charges the same amount.

While some charges are high, others are friendly. Before choosing where to conduct your IVF, ensure you get a quote from different clinics near you.

This will help you select a budget-friendly facility.

 Will Insurance Pay for IVF in Oregon?

For couples needing financial assistance for IVF, you’ll need to know whether your insurance covers it.

Luckily, some health insurance plans in the state do pay for fertility treatments, including IVF. You can ask your employer or insurance provider what options are available.

While the government provides some health insurance, others come from private entities. You can use them to cover part or the total cost of your treatment.

How to Pay for IVF Treatment in Oregon

Of course, knowing the price of IVF in this state is essential. But that’s not enough; you’ll also need to look for ways to cover such expenses without breaking the bank.

Luckily, there are some easy ways you can pay for this treatment. These include grants, loans, healthcare discount programs, scholarships, and repayment plans.

Moreover, some clinics offer military discounts on IVF services and other fertility medications. You only need to do more research to learn about those medical facilities.

However, Resolve has a list of clinics that offer special rates for active military and veterans.

Let’s still explore these financing options separately for better understanding.

  • IVF Grants

If your insurance plan doesn’t cover IVF, don’t worry.

There are grants you can take advantage of and pay for this treatment. This financial aid often comes from the government, nonprofits, and other private entities.

Although each has its target beneficiaries and requirements, you’ll not be required to pay back any money awarded to you.

Some grants you can explore for IVF in Oregon include the Nest Egg Foundation, the Baby Quest Foundation, the Compassionate Care Program, and the Tinina Q. Cade Foundation.

Others are Parental Hope, Starfish Infertility Foundation, Hope for Fertility, and more.

  • Discount Programs

Another fantastic way to settle IVF treatment bills is to seek discount programs. Some pharmaceutical companies in the state provide military discounts on fertility medications.

Ferring Pharmaceuticals, the Heart for Heroes program, and more are among them. Veterans and their spouses can explore this option to avoid paying out-of-pocket.

  • Loans for IVF

You can consider taking a loan if you cannot secure grants, scholarships, and discount programs for IVF. Several banks in the state offer personal credit options for fertility treatment, including IVF.

You only need to contact your bank and inquire about their mortgages. There, you’ll know which one you qualify for and what you stand to benefit from.

However, remember that loans for IVF are different from grants. You’ll be required to pay back any money issued to you with interest.

So before taking a mortgage, review their interest rate, repayment terms, and other conditions.

IVF treatment is indeed expensive, and only some citizens can afford it. Our discussion shows that the treatment is worth thousands of dollars.

If you cannot afford such expenses, you can choose easy ways to cover them. But before doing that, first, talk to your insurance provider or business manager to see if there are financing options for you.